Negative Interest Rates and UK Pensions

As the world continues to deal with the economic consequences of the COVID-19 pandemic, interest rates have fallen for many central banks around the...

Should I Invest on Top of Having A Pension?

Financial planning is essential. Life is long, and you must make sure your long-term future is as comfortable as it possibly can be. You might...

Pensions & Retirement

What is Pension Credit? An In-depth Guide

Once you reach retirement age, you will be entitled to claim a state pension. However, for many people, pension income may not be enough...

How Much is the State Pension in the UK?

A state pension is a regular payment you can receive from the Government after reaching a certain age. How much state pension you’ll get...

Hello COVID-19. Goodbye State Pension ‘Triple Lock’.

The Government’s reactive spending to the COVID-19 pandemic poses a major threat to the ‘triple lock’ on the state pension. Will UK pensioners be...

THE FUTURE OF THE STATE PENSION

The state pension is something that we Brits have come to expect after years of hard work and paying taxes. But as legislation seems to...

Property

Should You Invest in Property Later in Life?

Property is regarded as being a secure investment. Most people make their first property investment – buying their home with a mortgage – in...

What Is Equity Release and How Does it Work?

An active and fulfilling quality of life is what every retiree desires and making the best financial choices can help them achieve that. One...

BUY TO LET – A LANDLORD’S PERSPECTIVE

Whenever you read an article or listen to a report about buy-to-let properties, you inevitably hear about rogue landlords and the exploitation of tenants. Pensiontimes.co.uk...

Savings

How Much Do I Need Saved Before I Retire?

Saving for retirement is one of the most important things we can do. As the day draws nearer, we might worry if we have...

How to Start Saving Later in Life

As we clock up the years, and grey hair starts to appear, thoughts can turn to how our long-term future looks. A retirement with...

Investment

Should I Invest on Top of Having A Pension?

Financial planning is essential. Life is long, and you must make sure your long-term future is as comfortable as it possibly can be. You might...

How do You Know if You’re Overexposed?

One of the most common investment tips is to diversify your investments. The reason diversification is essential is to do with risk management. When...

How to Diversify Your Investment Portfolio

While people might have an inkling of what the market might do at any given moment, nobody can be 100% certain. As a result,...

Tax Planning

Can Life Insurance Payouts Be Used to Pay Inheritance Tax?

Giving our family and loved ones financial security is one of the most valuable things we can do when we die. People do this...

How To Reduce Inheritance Tax On Your Property – Part Two

In this second part of our look at inheritance tax, we’re going to look at some other ways you can reduce your inheritance tax...

How to Reduce Inheritance Tax on Your Property – Part One

Tax on the inheritance of property has existed in the UK since probate duty was first introduced in 1694. But it's only in recent...

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