What Is Equity Release and How Does it Work?

An active and fulfilling quality of life is what every retiree desires and making the best financial choices can help them achieve that. One...

How to Start Saving Later in Life

As we clock up the years, and grey hair starts to appear, thoughts can turn to how our long-term future looks. A retirement with...
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Managing your finance

How to Earn Extra Money Selling on eBay

Many of us have used the COVID-19 lockdown as an opportunity to carry out some heavy spring cleaning. But have you considered a smarter...

LIVING WILLS/ADVANCE DECISIONS

As unpleasant as the thought may be, we all need to plan for the future and what could happen if we become unable to...

WHAT OLDER PEOPLE CAN OFFER THE YOUNGER GENERATION

We have all heard stories about the older generation being lonely and suffering from health and emotional problems that prevent them from leaving their...

FINDING A GOOD CARE HOME

Elsie Baron, 82, from Romsey, Hampshire was the person in her family to decide that a nursing home was the best way forward for...

CARE HOMES – A GOOD OPTION FOR THE ELDERLY? PART 1

It wasn’t all that long ago that the idea of going into a care home would fill older people with dread – and no...

CARE HOMES – A GOOD OPTION FOR THE ELDERLY? PART 2

Nowadays care homes are a far cry from those of the past. But firstly, let us take a look at why a care home...

THE WORRYING CHANGES IN OUR SHOPPING AND SOCIAL HABITS

2018 continues to be a hard time for UK retailers. Footfall, in general, is down 6% from 2017, and almost 9% down in our...

Pensions & Retirement

How Much is the State Pension in the UK?

A state pension is a regular payment you can receive from the Government after reaching a certain age. How much state pension you’ll get...

Hello COVID-19. Goodbye State Pension ‘Triple Lock’.

The Government’s reactive spending to the COVID-19 pandemic poses a major threat to the ‘triple lock’ on the state pension. Will UK pensioners be...

THE FUTURE OF THE STATE PENSION

The state pension is something that we Brits have come to expect after years of hard work and paying taxes. But as legislation seems to...

BEWARE OF PENSION SCAMS – PART 2

There is clearly a need for a ban on pension cold-calling, but critics say there is much more that needs to be done to...
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Property

What Is Equity Release and How Does it Work?

An active and fulfilling quality of life is what every retiree desires and making the best financial choices can help them achieve that. One...

BUY TO LET – A LANDLORD’S PERSPECTIVE

Whenever you read an article or listen to a report about buy-to-let properties, you inevitably hear about rogue landlords and the exploitation of tenants. Pensiontimes.co.uk...

THE PROBLEMS WITH INTEREST-ONLY MORTGAGES – PART 2

In this week’s article, former mortgage broker Steven Lawson continues his explanation of the problems associated with interest-only mortgages. This week, Steven goes on to...

Savings

How to Start Saving Later in Life

As we clock up the years, and grey hair starts to appear, thoughts can turn to how our long-term future looks. A retirement with...

Investment

How to Diversify Your Investment Portfolio

While people might have an inkling of what the market might do at any given moment, nobody can be 100% certain. As a result,...
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Tax Planning

How to Reduce Inheritance Tax on Your Property – Part One

Tax on the inheritance of property has existed in the UK since probate duty was first introduced in 1694. But it's only in recent...

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