In 2021, standalone home emergency cover increased in popularity from 4.2% to 5.2% of households. While this could have been somewhat of a “bounce back” from cancellations during the Covid-19 pandemic, there are sound reasons to invest in such a product.

While there are many different types of indemnity insurance, the most common relates to property purchases. An indemnity will protect the individual from claims made in the future due to negligence or failure to act, leading to financial loss. It may seem like an additional cost that can be avoided, but indemnity insurance can be worth its weight in gold!

Many people may be surprised to learn that home insurance companies favour older homeowners for several reasons. For example, they are more security conscious, honest and often spend a significant amount of time at home. However, there are still many issues to consider when looking at home insurance for older people.

When you think about insurance, you’ll probably think about the most common insurance types. Car insurance, life insurance and home insurance are all straightforward and easy to understand.

More and more over 50s are living in rented accommodation. According to research by Hamptons International, the number of homes rented by people over-50 has increased by 60% since 2012.

Home insurance can offer a little peace of mind if there is any loss or damage to your home. Finding the right type of insurance specific to your needs is essential. Doing so will mean you can be confident that your home and the things you value have protection. You will generally have three types of cover to choose from:

Buildings insurance Contents insurance Combined buildings and contents insurance. 

The right home insurance can be a lifesaver if things go wrong. But there are quite a few home insurance myths that could make you pick the wrong insurance. If you are looking for new insurance or want to ensure your current insurance works for you, check out these persistent home insurance myths.

You should spend time looking at your options when choosing your home insurance. The market is full of choices, and the price of your home insurance can vary widely. Going after the cheapest option can be a mistake that leads to more harm in the long-term. Here is a quick look at the essential things you should focus on when navigating the home insurance market.