Making your money work for you is one of the most satisfying aspects of personal finance. Investing your cash is a long-term strategy for money growth, and investment bonds are one option. However, with so many options available, where do you start?

It’s easy to overlook how you can potentially save money, especially when some payments have stayed the same for many years. Your mortgage, for example, is something you can save money on. However, switching your mortgage deal can feel intimidating with so much choice available. Will it save you money? Is it worth looking into at retirement age?